Terms and Conditions, Policies, and Privacy Statement
Terms and Conditions
Introduction
Welcome to Hera Financial ("we," "our," or "us"). By accessing or using our website, services, or materials, you agree to abide by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please refrain from using our services or website.
Eligibility
By using this website, you affirm that you are at least 18 years of age and have the legal capacity to enter into these Terms.
Use of Services
You agree to use our services and website for lawful purposes only.
Unauthorized use of the website, including hacking or breaching security protocols, is strictly prohibited.
All materials provided by Hera Financial are for informational purposes only and do not constitute financial, legal, or tax advice.
Intellectual Property
All content, trademarks, logos, and intellectual property displayed on this site are owned by Hera Financial or its licensors.
You may not copy, reproduce, or distribute any materials without prior written consent from Hera Financial.
Limitation of Liability
Hera Financial is not liable for any direct, indirect, or consequential damages arising from your use of our website or services.
Financial decisions are personal, and users are encouraged to consult their financial, legal, or tax advisors before making decisions.
Modification of Terms
Hera Financial reserves the right to update or modify these Terms at any time. Changes will be effective upon posting on the website.
Privacy Policy
Data Collection
We are committed to protecting your privacy. The following outlines how we collect, use, and safeguard your information.
Personal Information
We may collect:
Name, email address, phone number, and state of residence (provided via forms).
Financial details (only if required for service delivery).
Usage data (via cookies and analytics tools).
How We Use Your Information
To provide financial services and tailored advice.
To communicate updates, offers, and consultations.
To improve website functionality and user experience.
Sharing Information
We do not sell your personal data.
Information may be shared with third parties involved in providing our services, such as legal or financial professionals, but only with your consent.
We may disclose data to comply with legal obligations.
Cookies and Tracking
We use cookies to enhance your browsing experience and analyze website usage.
You can disable cookies via your browser settings, but this may affect website functionality.
Data Security
We implement industry-standard security measures to protect your data.
Despite our efforts, no online service is completely secure. By using our website, you acknowledge and accept this risk.
Your Rights
You have the right to:
Access and review your personal information.
Request corrections to inaccuracies.
Withdraw consent for data processing (where applicable).
For any privacy-related inquiries, email us at tatiana@herafin.com.
Refund and Cancellation Policy
Consultation Services
All consultation bookings must be canceled or rescheduled at least 24 hours in advance to avoid charges.
Refunds are not issued for missed appointments without prior notice.
Downloadable Resources
Due to the nature of digital products, all purchases of downloadable content are final and non-refundable.
Disclaimer
Hera Financial provides financial education and guidance but does not act as a legal or tax advisor. All users are encouraged to seek independent professional advice.
Contact Information
For questions regarding these Terms, our policies, or your data, please contact:
Hera Financial
Email: tatiana@herafin.com
Phone: (917) 881-1073
Address: New York & New Jersey Metropolitan Areas
By using our website or services, you acknowledge that you have read, understood, and agreed to these Terms and Policies.